Les affaires abondent : Qu ‘est ce que les acheteurs attendent de plus ???“Avec ces prix bas et des intérêts bancaires ultra bas, le marché immobilier Américain offre actuellement ,peut être les meilleures affaires à faire de toute une génération” note un article récent de Bloomberg Businessweek.
“ Depuis le boum immobilier en 2006, le prix des habitations ont baissé de 31%” …
…….”Il est impossible d’envisager une possibilité de perdre de l’argent actuellement, en achetant maintenant…” a dit l’économiste Dean Baker, “les prix peuvent peut-être baisser encore un peu,mais très peu.”
Très touchée par la crise, la Floride comporte 2 villes sur 10 villes aux Usa dont le taux de dévaluation des prix a été le plus dramatique.
Bargains abound: What are buyers waiting for?NEW YORK – Oct. 28, 2011 – With low home prices and ultra-low interest rates, the housing market now offers “perhaps the best deals of a generation,” notes a recent article by Bloomberg Businessweek.
Since the housing boom of 2006, home prices have fallen about 31 percent. Also, mortgage rates have been hovering at record lows for the past few weeks – in the 4 percent range or even lower on 30-year fixed-rate mortgages, according to Freddie Mac’s mortgage market survey.
“It’s hard to see the possibility of losing on a home purchase right now, with these mortgage rates,” says economist Dean Baker. “Prices may go lower, but not by much.”
The article notes the following scenario: Buying a $300,000 home with a 4 percent mortgage rate and a 20 percent down payment would mean a $1,145 monthly payment. The Mortgage Bankers Association recently predicted that home prices may fall another 3.5 percent by mid-2012, but mortgage rates will increase by a half-point. Under that same loan scenario, a home would sell for $289,000 while the monthly mortgage bill would be $1,171 – only a $26 difference.
For those who can qualify for a mortgage, “playing the waiting game” won’t result in much gain, Nariman Behravesh, chief economist at IHS in Englewood, Colo., told Bloomberg Businessweek.
Source: “Crazy Home Deals Await the Creditworthy,” Bloomberg Businessweek (Oct. 24, 2011)
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Cities with the great home value declines based on Zillow estimates:
1. Merced, Calif.: -67.6%
2. Modesto, Calif.: -63.5%
3. Stockton, Calif.: -62.9%
4. Las Vegas: -61.4%
5. Vallejo, Calif.: -59.3%
6. Salinas, Calif.: -57.5%
7. Daytona Beach: -56.8%
8. Bakersfield, Calif.: -56.1%
9. Fort Myers: -56%
10. Phoenix: -55.6%
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